|The cooperative handles the financing. If the equity is available, you have no debt.
See FAQ for possible funding of compulsory shares.
|Do you qualify for lending? (age, credit, collateral, proof of income)|
|No liability beyond the compulsory shares.||usually liability with the entire personal assets|
|Termination and move-out as in a rented flat.
Compulsory shares will be refunded at nominal value.
|You need to / want to move out?
Effort and additional fees for sale of the apartment and the return of the loan?
|Discounted price of land by Konzeptioneller Mietwohnungsbau“||High land costs|
|(in the case of first-time occupancy) Participation in the housing design,
considering community interests (e.g. re-assignment of the apartment)
|Extensive influence on design
Possibility of resale is the responsibility of the owner
|The cooperative creates sustainable affordable housing and excludes speculation and displacement because under normal circumstances the plot will never be sold.||You have the opportunity to sell the apartment with value enhancement but also a risk of loss.|